Health Insurance

Cashless hospitalisation across 10,000+ hospitals. Family floater, individual and senior citizen plans.

Insurance

One hospital bill can wipe out years of savings

A medical emergency is the leading cause of debt in India. Health insurance protects your family from sudden, large hospital bills, with cashless treatment across thousands of network hospitals.

Cashless treatment at 10,000+ hospitals
Pre & post hospitalisation cover (60–90 days)
No-claim bonus up to 200% sum insured
Day-care procedures & modern treatments covered
Tax benefit up to ₹75,000 under Section 80D

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Plan Types & Features

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Individual Plan

Separate cover for each member; ideal for young singles.

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Family Floater

Single sum insured shared across the whole family.

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Senior Citizen

Specially designed plans for parents 60+.

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Critical Illness

Lump-sum on diagnosis of cancer, heart attack, etc.

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Maternity Cover

Pregnancy & newborn care included.

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Top-up & Super Top-up

Extend existing cover at low cost.

FAQs

For a metro-based family of 4, ₹10–25 lakh is recommended. Tier-2 cities can start at ₹5–10 lakh.

Most plans have 30 days for new illnesses, 2–4 years for pre-existing conditions, and 9 months–4 years for maternity.

Usually no — corporate covers are often only ₹3–5 lakh and stop the moment you change/leave the job.

Yes, after the waiting period (typically 2–4 years). Always declare them honestly to avoid claim rejection.