Life Insurance Plans

Combine protection with savings. Build a guaranteed corpus for your loved ones — child, marriage, retirement.

Protection + Savings

Why life insurance is non-negotiable

Life insurance ensures that your family's financial dreams continue even when you're not around. Modern life insurance plans also build a guaranteed corpus you can use during your lifetime — for kids' education, marriage, or retirement.

Lifetime cover up to age 99
Tax benefits under Section 80C & 10(10D)
Loan facility against policy
Maturity bonus & loyalty additions
Add-on riders: critical illness, accident, waiver of premium

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Types of Life Insurance Plans

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Endowment Plans

Guaranteed maturity benefit + life cover. Ideal for risk-averse savers.

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ULIP

Market-linked returns + life cover. Tax-free above ₹2.5 lakh annual premium*.

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Money-Back

Periodic survival benefits during the policy term. Great for liquidity needs.

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Child Plans

Guaranteed corpus for child's education and marriage even in your absence.

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Retirement / Pension

Build a regular pension stream after retirement — guaranteed income for life.

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Whole Life

Cover up to age 99/100 with lifelong peace of mind & legacy planning.

FAQs

A common rule of thumb: 10–15× your annual income, plus any outstanding loans. We help calculate the exact figure based on your goals.

Yes — premiums up to ₹1.5 lakh/year qualify under Section 80C. Maturity proceeds are usually tax-free under Section 10(10D), subject to conditions.

Yes, you can have any number of policies as long as the total cover is justifiable by your income and financial needs.

PAN, Aadhaar, address proof, income proof, recent photo and a basic medical declaration (a tele-medical or in-person check may be required for higher cover).