Backed by Allianz SE (world's #1 insurer), Bajaj Allianz offers comprehensive travel protection with global assistance network, cashless hospitalization abroad, and instant digital policies.
Bajaj Allianz General Insurance, a joint venture of Bajaj Finserv and Allianz SE (Germany), offers travel insurance backed by the world's largest insurance group. Allianz's global network of assistance companies — Allianz Partners — operates in 78 countries with 700,000+ provider partnerships, ensuring help is always nearby wherever you travel.
This unique Allianz global infrastructure advantage means Bajaj Allianz travel policyholders benefit from the world's most extensive assistance network, fastest emergency coordination, and established relationships with hospitals worldwide — a clear differentiator versus other Indian travel insurers.
Comprehensive international travel insurance covering medical emergencies up to $500,000, emergency evacuation, trip cancellation/interruption, baggage loss, passport loss, personal accident, and personal liability. Available in Silver, Gold, and Platinum variants.
Specifically designed for European travel meeting all Schengen visa requirements — €30,000+ medical cover, repatriation, emergency evacuation. Policy certificate explicitly mentions Schengen compliance for embassy acceptance.
Designed for Indian students studying in the USA, UK, Canada, Australia, and Europe. Covers medical emergencies, hospitalization, study interruption, sponsor protection, mental health counseling, and emergency return home throughout academic duration.
An affordable travel insurance option for short international trips (up to 30 days) covering essential medical emergencies and personal accident. Stripped-down coverage ideal for budget travelers to nearby Asian destinations.
The world's #1 insurer's assistance network — Allianz Partners operates in 78 countries with 700,000+ medical providers. No other Indian insurer offers this level of global infrastructure for emergency coordination.
Direct hospital settlement through Allianz Partners' established relationships with major hospitals in USA, Europe, UK, Australia, and Asia. Reduces out-of-pocket burden during stressful medical emergencies abroad.
Dedicated Schengen visa plan meeting all 27-country requirements. Policy certificates explicitly state Schengen compliance with correct terminology embassies expect — reducing visa processing delays.
Covers prepaid non-refundable expenses up to $7,500 if trip cancelled due to medical emergency, family member's death, natural disaster, or other covered reasons. Includes trip curtailment for early return.
Optional adventure sports add-on covering skiing, scuba diving, bungee jumping, paragliding, rafting, and mountaineering. Essential for travelers to adventure destinations like New Zealand, Switzerland, or Thailand.
Buy and receive policy in under 3 minutes via Caringly Yours app or website. No paperwork, no medical tests. PDF certificate suitable for visa applications emailed instantly upon purchase.
Contact Bajaj Allianz 24/7 travel helpline or Allianz Partners local number (listed in policy document). They coordinate hospital admission and activate cashless facility.
Visit recommended hospital for cashless treatment. For non-partner hospitals, pay upfront and collect all original documents — hospital bills, reports, prescriptions, and receipts.
Collect all evidence: medical records, bills, police FIR (theft/loss), airline communication (delays), boarding passes, baggage receipts, and reference numbers from assistance provider.
Submit claim via Caringly Yours app or website within 30 days of return. Upload documents digitally. Claims processed within 14-21 working days. NEFT settlement to bank account.
Yes, Bajaj Allianz has a dedicated Schengen Travel Insurance plan that meets all visa requirements — €30,000+ medical cover, repatriation of remains, and emergency evacuation. The policy certificate explicitly mentions Schengen compliance and is accepted by all 27 Schengen country embassies.
Allianz SE is the world's #1 insurer with 700,000+ medical providers across 78 countries. This means Bajaj Allianz policyholders have access to the largest assistance network globally — faster hospital coordination, wider cashless coverage, and more reliable emergency support than any other Indian travel insurer.
A 10-day Europe trip (Schengen) with Travel Guard Gold ($150K cover) costs approximately ₹2,000-4,000 depending on age. Platinum variant ($500K) costs ₹4,000-7,000. Student annual plans for Europe range from ₹10,000-22,000.
Yes, Bajaj Allianz travel plans cover COVID-19 related medical emergencies (hospitalization, treatment) abroad as part of the standard medical cover. Trip cancellation due to COVID diagnosis is also covered in eligible plans subject to terms and conditions.
Yes, Bajaj Allianz Student Travel Secure plan includes mental health counseling coverage abroad — covering consultation fees for anxiety, depression, and adjustment disorders that students commonly face when studying overseas. A unique and progressive benefit.