India's largest private general insurer offering comprehensive travel protection with medical cover up to $1 Million, 24/7 global assistance, and instant digital policies.
ICICI Lombard General Insurance — India's largest private sector general insurer with ₹23,000+ crore GWP — offers one of the most comprehensive travel insurance portfolios in the country. Backed by ICICI Bank's trusted brand and Fairfax Financial Holdings (Canada), the company provides travel protection for over 2 million travelers annually.
ICICI Lombard's travel plans feature best-in-class medical coverage up to $1 Million, tie-ups with global assistance providers across 200+ countries, AI-powered instant policy issuance, and one of the fastest claims settlement processes in the industry through digital-first operations.
Comprehensive overseas coverage with medical expenses up to $1 Million, emergency evacuation, trip cancellation/interruption, baggage protection, personal liability, and 24/7 global emergency assistance for business and leisure travelers.
Protection for travel within India covering trip cancellation, flight/train delay compensation, checked-in baggage loss, personal accident cover, medical expenses during travel, and hotel booking cancellation.
Specially designed for Indian students pursuing education abroad. Covers medical emergencies, hospitalization, study interruption due to sponsor's death/disability, compassionate visit, and personal liability throughout the academic term.
One policy for the entire year covering unlimited international trips (each up to 30/45/60/90 days). Ideal for frequent business travelers, consultants, and NRIs making multiple trips — saves cost vs individual policies per trip.
ICICI Lombard offers medical coverage up to $1 Million (₹8+ Crore) — among the highest in India's travel insurance market. Ideal for travelers to the USA where medical costs can be extremely high.
All international plans meet Schengen visa requirements (€30,000+ medical cover). Policy certificates accepted by embassies of Europe, USA, UK, Canada, Australia, and all major destinations.
Round-the-clock emergency assistance via international toll-free numbers in 200+ countries. Multilingual support for hospital coordination, emergency evacuation, legal referral, and cash advance.
Buy travel insurance in under 3 minutes online. AI-driven underwriting enables instant policy issuance without documentation. Digital certificate emailed and available on the IL Take Care app.
Optional add-on covering adventure activities like skiing, scuba diving, bungee jumping, paragliding, white water rafting, and trekking at high altitudes. Essential for adventure holiday travelers.
Upload claim documents via app or website. AI-assisted verification for faster processing. Travel claims typically settled within 14 working days of complete document submission.
Call ICICI Lombard's 24/7 global assistance number during emergency. They guide you to nearest hospital, coordinate cashless treatment, and activate support services.
Visit recommended/nearest hospital. Assistance provider coordinates cashless where available. For other facilities, pay and collect all original bills and medical records.
Retain all originals: hospital bills, prescriptions, FIR (theft), airline communication (delays/loss), boarding passes, hotel receipts, and emergency helpline reference numbers.
File claim within 30 days of return via IL Take Care app or website. Upload documents digitally. AI-verified claims processed within 14 working days via NEFT.
Yes, all ICICI Lombard international travel plans are Schengen compliant with €30,000+ medical cover, repatriation, and emergency evacuation. The digital policy certificate is accepted by all Schengen country embassies for visa applications.
A 15-day USA trip with $250K medical cover costs approximately ₹3,500-6,000 depending on age and plan variant. $500K cover costs ₹5,000-9,000. Student annual plans for US range from ₹12,000-30,000 based on coverage level.
Standard plans exclude pre-existing conditions. Premium/Platinum variants cover acute episodes of pre-existing conditions (sudden emergencies requiring immediate treatment). Always declare conditions truthfully during purchase for valid claims.
Trip cancellation cover reimburses prepaid, non-refundable expenses (flights, hotels, tours) if cancelled due to covered reasons — medical emergency, death of family member, natural disaster at destination, or visa refusal. Coverage: up to $10,000 in premium plans.
Yes, you can buy online via phone at the airport as policies are issued instantly. However, we recommend purchasing at least 24-48 hours before departure for trip cancellation benefits to be active and visa compliance documentation readiness.